User's Challenge

「Promoting the adoption of digital banking among the elderly」

I am in charge of sales planning at a regional bank. Promoting DX (Digital Transformation) is a key challenge; while app usage rates are high among younger generations, adoption has not progressed among the elderly, who constitute our primary customer base. To reduce the burden on physical branches, I want to establish an elderly-friendly UI/UX and support system.

Selected Approach

Elderly User Experience (UX) Improvement Framework

Problem Analysis / UX Design

This framework identifies the psychological and physical barriers elderly people face when using digital banking, leading to solutions in both UI improvement and support systems.

This is the most suitable framework because it allows for a deep dive into specific issues such as age-related vision decline and anxiety regarding operations, while simultaneously considering UI improvements and support systems that directly lead to reducing the burden on staff.

Other Candidates:Branch-Digital Integration (OMO) Promotion Matrix·Digital Trust Building Model for the Elderly
01

Identifying Barriers to Use for the Elderly

Use sticky notes to list the psychological and physical barriers that cause elderly people to hesitate in using digital banking.

Identifying Barriers to Use for the Elderly - Canvas

AI Insight

Key findings from this step

02

Evaluate the priority of barriers.

Organize the barriers for seniors identified in Step 1 along two axes—"Customer Stress Level" and "Bank Improvement Cost"—to clarify the priorities to be addressed.

Evaluate the priority of barriers. - Canvas

AI Insight

Key findings from this step

03

Developing specific solutions

For high-priority barriers, we will devise specific measures from both the perspectives of app screen improvements and in-branch human support.

Developing specific solutions - Canvas

AI Insight

Key findings from this step

04

Implementation Schedule and Division of Roles

We will develop a roadmap specifying when and which department will be responsible for implementing the concrete measures.

Implementation Schedule and Division of Roles - Canvas

AI Insight

Key findings from this step

Summary and Next Steps

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